The afternoon program will be divided into two parallel tracks. The first will focus on the practical implementation of new regulations, strong customer authentication, and the sharing of fraud data. The second will offer a look at future developments in payments—from recipient identity verification to Open Banking 2.0 to digital wallets and tokenization, i.e., the replacement of sensitive information with a secure code.

Instant euro payments are gradually becoming the standard in the European Union. Starting in October 2025, payment service providers in the eurozone must enable customers to send instant euro payments while also offering recipient verification. The service is designed to verify that the payee’s name matches the account before the payment is processed, which should help reduce errors and certain types of fraud.

Verification of Payee will be one of the practical topics of the conference. The discussion will focus, among other things, on how to compare the name and IBAN, how to display warnings to customers, and how to handle liability in cases where a customer insists on proceeding with the transaction despite a warning.

Open Banking Moves Forward

Another key topic will be the future of open banking. New European regulations are intended to further develop secure third-party access to financial data and strengthen the client’s control over who accesses their data and for what purpose. At the same time, the European Commission is preparing a broader framework for access to financial data that goes beyond information on payment accounts alone.

“The future of payments will not just be about whether we can send money in a matter of seconds. It will be equally important whether we can make this process secure, understandable, and convenient for the customer. Technological progress must therefore go hand in hand with trust and responsibility on the part of all stakeholders involved in the payment process,” concluded CBA President Aleš Blažek.

About Payments Summit 2026

Payments Summit 2026 will take place on October 14, 2026, at the Grandior Hotel in Prague. The conference will bring together representatives from regulators, banks, payment institutions, fintech companies, and technology firms from the Czech Republic, Slovakia, and other European countries. Speakers will include, for example, Aleš Blažek, president of the Czech Banking Association; Jan Frait, deputy governor of the Czech National Bank; Ward Möhlmann from the European Commission; Alexandra Maniati from the European Banking Federation; Dirk De Bruyn of the European Payments Council, as well as representatives from the Ministries of Finance of the Czech Republic and Slovakia, the Czech Telecommunications Office (ČTÚ), ČSOB, O2 Czech Republic, Rohlik Group, KPMG, Mastercard Europe, and other institutions and companies.

Platby čeká zásadní proměna. Payments Summit ČBA 2026 spojí banky, regulátory i fintechy